Michael E. Schrage, President and CEO of Centier Bank, is pleased to announce that Albert L. Gutierrez and Joseph Seaman have joined Centier Bank’s Board of Directors. Gutierrez and Seaman join a group of dynamic and visionary business leaders from throughout the state to serve on the board of the $2.7 billion dollar Centier Bank, with locations throughout Allen, Elkhart, Hamilton, Lake, La Porte, Marshall, Porter, St. Joseph, and Tippecanoe Counties.

Albert L. Gutierrez, FACHE, MBA serves as President and Chief Executive Officer of Saint Joseph Regional Medical Center in Mishawka, Indiana.  He is responsible for oversight and operations of all Saint Joseph Regional Medical Center entities (SJRMC).  SJRMC is a Ministry Organization of Trinity Health, the third largest Catholic healthcare system in the country.

Gutierrez is a current Fellow of the American College of Healthcare Executives.  He earned his Bachelor’s degree from Thomas Edison State College with a concentration in Radiologic Science, and an Executive MBA from St. Joseph’s University.

“Albert manages a large multi-hospital health system and numerous community health centers and outreach programs,” stated Schrage.  “He knows the importance of technology, community, diversity…all important aspects of the workplace environment and all a priority for Centier’s growth.  We look forward to his leadership on our Board of Directors.”


Joseph Seaman is a Lafayette Community Leader who created a notable legacy as president and chief executive officer serving the Greater Lafayette Chamber of Commerce.  Prior to his leadership in Lafayette economic development, Seaman was a career banker with 37 years of experience working in corporate finance, business development, merger-and-acquisition analysis, fiscal and employee management, and more.

Seaman is a current member of many prominent community projects, including:  Art Museum of Greater Lafayette Foundation, St. Mary’s Cathedral Finance Committee, Mental Health America of Tippecanoe County, and Wabash Valley Alliance, to name a few.

“Joe’s banking and community leadership experience are an asset to our growing Centier Family,” stated Schrage.  “He will undoubtedly help guide our growth in Lafayette and throughout the state, for years to come.”



LAFAYETTE, IN – Lafayette and West Lafayette residents are invited to experience a unique and refreshing approach to community banking, with the introduction of “Dough at Centier.”  This innovative, experiential banking program combines the familiar, neighborly welcome of banking at Centier with daily, weekly, and seasonal promotions.  The Dough experience takes banking hospitality to new heights, resulting in an enchanting banking experience.

This week, Centier has been delivering surprising acts of hospitality in and around Downtown Lafayette. Centier community ambassadors, mobile billboards, and bankers dressed as bakers have been spotted on the streets of Downtown Lafayette, creating unexpected acts of surprise and delight and delivering loaves of bread, cakes and pies to neighbors.

“As bankers, we frequently hear that ‘all banks are the same,’” stated Mike Schrage, Centier Bank President and CEO.  “It’s true, for the most part, that products and pricing are the same, but the differentiator is the ingredients.”

Schrage says Centier’s special ingredients are no secret. The concept of Dough is rooted in Centier’s value-based system.  The company’s core values (Integrity, Friendship, Loyalty, Respect, and Caring) have become a daily part of every interaction, both in branches, and with the community.  Centier recently hired many long-time Lafayette bankers and Schrage credits this team, and the company’s unique culture of fun, for embracing people and relationships with the communities of Greater Lafayette.

“Dough at Centier is a prototype for community banks of the future,” stated Schrage.

Centier Bank, founded by the Schrage family in 1895, has pledged to remain an independently owned and operated community bank for generations to come.  Members of the Schrage family and 5th generation of family leadership joined in the Dough at Centier launch, serving delectable treats to motorists and passersby in front of the branch.

Centier also launched a Summer of Saving charitable promotion in Greater Lafayette as part of its Dough at Centier pilot program.  The program is an easy way to teach children about money and the importance of saving, spending, and giving wisely.  Centier is partnering with the Lafayette Family YMCA, YWCA of Greater Lafayette, Lyn Treece Boys & Girls Club of Lafayette, and Lafayette Urban Ministry to provide children 12 and younger with a free coin bank donated by Centier.  Participating children are encouraged to save loose change now through August, when Centier will match each child’s savings (up to $25 during select weeks) and donate that amount to the participating organization.  Lafayette Market President, Joe Howarth, introduced program directors from each participating organization during a Noon reception held Wednesday, in front of the Downtown Lafayette branch.

“We’ve found a great way to showcase lessons in banking,” stated Schrage.  “In addition, we are producing Dough 101 Financial Bites, Pie Day Fridays (when one lucky branch customer will be chosen at random to receive a pie), and a selfie station at all of our area Dough locations.”

“Everyone who stops by the branch will walk out with some dough…guaranteed!,” Schrage exclaimed.

In addition to Lafayette Downtown, Centier is testing its Dough roll out inside of its West Lafayette location at 1020A Sagamore Parkway West, and South office at 1921 Veterans Memorial Parkway South, beginning on Thursday.


Indianapolis – Hoosier companies from throughout the state with stellar workplace practices were recognized May 7th at the JW Marriott in downtown Indianapolis. Before a crowd of 1,200, the Indiana Chamber of Commerce unveiled rankings for the 100 companies that made the 2015 Best Places to Work in Indiana list (released in February).  For the ninth consecutive year, Centier Bank was named among the top 10 Best Places to work in Indiana.

The independently owned and family operated bank placed 8th in the large company category with 250-999 employees.  Since debuting on the list of Best Places to Work in 2007, Centier has sustained excellence during the program’s 10-year history and received additional recognition with Best Places to Work in Indiana Hall of Fame designation.  Hall of Fame organizations are those that have been named a Best Place to Work in Indiana at least two-thirds of the time in the program’s history; a total of 15 companies on the 2015 list meet that criteria.

Centier was chosen as one of the Best Places to Work after receiving an in-depth evaluation identifying the strengths and weaknesses according to their employees.  Results were tabulated with 75% of the final score based on associates surveys and 25% based on employee benefits.

The Centier organization was recognized for its outstanding corporate culture that promotes a family-friendly atmosphere and includes many unique benefits for both part-time and full-time employees.  In addition to a 401k and ASOP plans, Centier offers associates flexible scheduling, day care discounts, infertility assistance, wedding and high school graduation bonuses, and a senior care benefit for associates, parents, and grandparents.

Louis Cronmiller, Assistant Vice President and Mortgage Market Manager, joined Centier in February of 2014. “It’s amazing that Centier is an independent, local, family bank and has developed the same sort of amenities as global, Fortune 500 companies,” stated Cronmiller.  “You can achieve a lot when you make employee satisfaction a priority, and Centier does just that.”

Centier employs a local, experienced banking team throughout the state, including area offices in Mishawaka, Elkhart, Fort Wayne, Carmel, Lafayette, and West Lafayette.  The bank will open a location in downtown Indianapolis later this summer.

More information about the Best Places to Work companies is available via a special section of the May/June issue of the Indiana Chamber’s BizVoice® magazine, a statewide publication accessible online at www.bizvoicemagazine.com.


Teaching Children to Save

April 30, 2015


Anthony and Al presenting

Anthony with book and kidsOn April 24, 2015, Centier Bank and the Dyer-Schererville Library celebrated Money Smart Week and the American Bankers’ Association Teach Children To Save Day with a special reading of the book Three Cups by Centier Bank Director of Investment Services, Anthony Contrucci. Each child who attended the event received a copy of the Three Cups book, written by author Tony Townsley and donated by Centier Bank, and completed a craft project, creating their own three cups to take home and use.

The Three Cups book teaches the value of saving money by putting aside money in three separate cups – one to save, one to spend, and one to give, teaching children the value of money management at an early age.

During the children’s reading, parents met in an adjoining room to view an episode of the local television show Money $ense, titled Saving for College, which focuses on methods of saving for higher education. Following the viewing, Al Avila, Centier Bank Senior Investment Executive, discussed with parents the various methods and benefits of college savings and the importance of planning early.

“I’ve always been excited to teach children, young adults and families about the need to begin saving early and often in life,” said Avila, “Unfortunately, whether it’s saving for college or retirement, a common statement I hear is ‘I wish I would have started sooner’.  By hosting these presentations, we hope to build a platform from which we can create awareness, educate, and help bring peace of mind to individuals and families in the future.”

Stated Contrucci, “When we created Money $ense, I always dreamed that the content we were creating would one day become a tool with which we could connect with the communities and individuals that Centier serves in a personal, yet profound way. By hosting events like this, we get to directly engage with individuals, share our content, answer real-time questions, and address concerns.”

Episodes of Money $ense can be viewed at http://lakeshorepublicmedia.org/local-programs/money-sense/.

For more information on scheduling presentations, please contact Dian Reyome, Centier Bank Financial Capabilities Officer at dreyome@centier.com or 219-755-6140 x 1832.


all four presentersOn Tuesday,April 21, 2015, the Dyer-Schererville Branch of the Lake County Public Library partnered with Centier Bank to kick off Money Smart Week 2015 in Northwest Indiana with an Identity Theft presentation at their location.

Presenters were Assistant U.S. Attorney (AUSA) Toi Denise Houston; Special Agent Anne Houston, U.S. Department of Labor, Office of the Inspector General; Inspector Mary Johnson, U.S. Postal Inspection Service and Supervisory Inspector Cecil Frink, U.S. Postal Inspection Service.  They detailed ways to protect your identity, stressed the importance of checking your credit reports and advised what to do if your identity is stolen.  The presentation was followed by a question and answer period, which extended the one hour event to two hours due to interest and participation..  Materials were also provided for attendees to take home with them.

AUSA Houston commented, “The U.S. Attorney’s Office for the Northern District of Indiana, the U.S. Postal Inspection Service, the U.S. Department of Labor, Office of Inspector General, and other federal law enforcement agencies, working in conjunction with state and local authorities, remain committed in their effort to educate and protect the citizens of our district from identity theft and other fraud.”

Noting the importance of the topic, Chris Rettig, Dyer Schererville Library Manager, stated “While several tips for preventing identity theft were provided in the presentation, the best advice was to be vigilant.   Actions like verifying credit card and medical billing statements, requesting free credit reports annually, and filing police reports when fraud is discovered all help to protect your own identity and may also help stop identity theft in your community.”

For more information on scheduling group presentations, please contact Dian Reyome, Centier Bank Financial Capabilities Officer at dreyome@centier.com or 219-755-6140 x 1832.

Attached photo is from left to right: Mary Johnson, U.S. Postal Inspection Service;  Toi  Houston, Assistant U.S. Attorney;  Cecil Frink, U.S. Postal Inspection Service and  Anne Houston, U.S. Department of Labor.



Michael. E. Schrage, President and CEO of Centier Bank, announced the addition of Jennifer Coy Rash as Vice President of Treasury Management in its Carmel, Indiana office, located at 568 E. Carmel Drive, Carmel, Indiana.

With over 11 years of business banking experience, Coy Rash will be responsible for providing comprehensive treasury management solutions to clients throughout the Greater Indianapolis region.

Coy Rash is married and has three children. She resides in Clayton, Indiana, and is an active member of the Plainfield Christian Church.



Michael E. Schrage, President and CEO of Centier Bank, announced the addition of Jeff McComb as mortgage loan officer in its Carmel, Indiana office. McComb brings over 25 years of experience in the banking industry to Centier Bank, having previously worked with custom home builders, home buyers and refinancing clients.

McComb is a graduate of Indiana State University and is a member of both the Builders Association of Greater Indianapolis (BAGI) and the Metropolitan Indianapolis Board of Realtors (MIBOR). He currently resides in Westfield, Indiana with his wife, Julie and has 3 children.



Michael E. Schrage, President and CEO of Centier Bank, announced the addition of Pamela Nickell as Mortgage Loan Officer in our LaPorte office, 73 Pine Lake Avenue, La Porte, IN.

Nickell is a graduate of Purdue University West Lafayette and brings over 10 years of mortgage origination experience to the LaPorte office. Nickell is a lifelong resident of LaPorte, Indiana, where all four of her children are LaPorte High School graduates.


Michael-LobeckMichael E. Schrage, President and CEO of Centier Bank, announced the addition of Michael Lobeck as Senior Investment Executive in our Mishawaka location located at 255 E. Day Road.

Lobeck comes from over 30 years of experience in the financial industry having helped business owners, retirees and families achieve a high level of customized financial security. His extensive background in business lending, trust and wealth management enables him to help his clients prioritize key financial goals.

Lobeck is a graduate of Purdue University with a Bachelors in Financial Marketing and Communications, holds his Indiana Life and Health Insurance licenses and earned his Life Underwriting Training Council Fellow designation.

He is also actively involved in his community as an Eagle Scout with the LaSalle Council Boy Scouts of America, Paul Harris Fellow of the Elkhart Rotary Club and a member of Greater Elkhart Chamber Business Recognition Council.




Schererville  – In celebration of the American Banker’s Teach Children to Save Day (TCTSD) which takes place during the Federal Reserve Bank of Chicago’s Money Smart Week, the Dyer-Schererville Branch of the Lake County Public Library and Centier have partnered with presentations that will run concurrently for adults and their children.  The presentations will take place at the Dyer-Schererville Branch, 1001 West Lincoln Highway in Schererville on Friday, April 24, 2015 (TSCTSD) from 4 – 5 pm.  Money Smart Week runs from April 18 – 25, 2015.

Money $ense host, Anthony Contrucci, commented, “When we created Money $ense, I always dreamed that the content we were creating would one day become a tool in which we could utilize to connect with the communities and individuals that Centier humbly serves in a personal yet profound way. By partnering on this event we get to directly engage with individuals, share our content, answer real time questions, and address timely concerns. We are excited to offer this premiere event in partnership with the Lake County Public Library!”

Three Cups, the book written by Mark St. Germain, which teaches children to save, spend, and be charitable, will be read to the children by Money $ense host, Anthony Contrucci, Director of Centier’s Investment Services.  Following the reading, each child will participate in a craft so they are able to take their own three cups home with them.  The first 50 to register will also receive a free copy of the book.

Parents or guardians will learn many ways to save for their children’s higher education in an adjoining room.  After watching the Money $ense Saving for College episode, investment executives  will be on hand for a question and answer period.  A $25 Visa gift card door prize will be awarded to one lucky winner at the conclusion of the session.

Light refreshments will be served at both presentations.  Participants may RSVP by calling the Dyer-Schererville Branch Information Desk at 322-4731 x 4 or online at www.lcplin.org.  Please RSVP no later than April 17th.

For more information on Money Smart Week and/or financial literacy presentations, contact Dian Reyome, Centier Bank Financial Capabilities Officer, dreyome@centier.com or 219-755-6140 x 1832.   Episodes of Money $ense can be viewed at http://lakeshorepublicmedia.org/local-programs/money-sense/.